Universal Merchant Funding is dedicated to the idea that small and medium sized businesses are entitled to the same access to credit and working capital that the big companies do. With 208 lenders across the country our loan specialists are trained to find the loan program that custom fits you and your business.  Our unique brand of personalized services is dedicated to make you feel that you are our most valued customer regardless of size.  We have a wide range of services and products to help you and your business grow.  We pride ourselves in establishing long term relationship with our clients, to help them with sound financial advice now and in the future.  Our greatest joy is to be able to help your company grow.